Prism Portfolios
Prism investment portfolios have consistently ridden out the ups and downs of global markets and delivered positive longer-term results for our clients.
Carefully Constructed ● Professionally Managed ● Reassuringly Successful
As an investor with Prism, we want you to have total confidence in the way we manage your investments, so that you never have to worry about how and where your money is invested or if we are working in your best interests at all times. We understand and accept that clients place their trust in us to manage their financial arrangements with skill, care and due diligence and we take that obligation very seriously.
It is against this backdrop that we developed our client investment portfolios in late 2006, which have consistently delivered excellent long-term performance over different time horizons and through different market conditions.
Our investment philosophy is driven by a set of core principles and beliefs that guide our decision-making process, and its application in practice is reflected in the way our investment portfolios are constructed and managed.
It promotes patience and discipline in managing our proposition and it provides a roadmap to help us stay on track with our investment objectives, particularly when confronted with market volatility, and it helps to control negative emotions such as fear and greed, which can sometimes override logic and reason.
During your investment journey, market volatility will create highs and lows in your portfolio value which is entirely normal when investing in real assets. Please remember that you are investing for the long term, so it's the end results that matters, not necessarily the journey.
History tells us that you should never make decisions on long term investments based on short term falls in portfolio value. Long-term investing works time and time again, you just have to hold your nerve in volatile times.
“The stock market is a device to transfer money from the impatient to the patient.”
Warren Buffett Billionaire
See - Your Investments & Volatile Markets
Spectrum Blended Alpha Portfolios - Performance Statistics 2024
| Performance Years ► | 2019 Discrete | 2020 Discrete | 2021 Discrete | 2022 Discrete | 2023 Discrete | 5 Year Cumulative | Fact Sheets |
| Very Defensive | 9.23% | 7.16% | 7.97% | -4.04% | 9.05% | 28.06% | Fact Sheet |
| Defensive | 12.74% | 9.40% | 11.11% | -5.04% | 9.40% | 35.40% | Fact Sheet |
| Cautious | 18.32% | 12.76% | 16.22% | -6.39% | 10.03% | 50.94% | Fact Sheet |
| Cautious / Moderate | 19.01% | 13.75% | 17.42% | -7.14% | 11.18% | 55.40% | Fact Sheet |
| Moderate | 20.41% | 15.61% | 19.43% | -8.34% | 12.97% | 63.45% | Fact Sheet |
| Moderate / Adventurous | 21.76% | 17.37% | 21.27% | -9.40% | 14.60% | 71.53% | Fact Sheet |
| Adventurous | 22.39% | 18.24% | 22.24% | -9.96% | 15.53% | 76.05% | Fact Sheet |
Note: The Prism 'Spectrum Blended Alpha Portfolios' were lunched in late 2023, and they represent a major development and enhancement of the Prism 'Spectrum Portfolio' range, as they offer improved risk and performance targeted solution designed to meet the changing needs and objectives of those consumers who engage our services.
The performance figures shown are actual back tested results which illustrate how the portfolio, with the same fund holdings would have performed over the last 5 years, had it been in existence since 2019.
Performance figures are after fund manager charges but do not include provider/platform or adviser charges. All performance data is sourced from Financial Express Analytics as at 30th March 2024.
| Performance Years ► | 2019 Discrete | 2020 Discrete | 2021 Discrete | 2022 Discrete | 2023 Discrete | 5 Year Cumulative | Fact Sheets |
| Very Defensive | 8.04% | 3.80% | 7.38% | -3.66% | 9.56% | 26.63% | Fact Sheet |
| Defensive | 11.24% | 4.75% | 10.75% | -4.08% | 10.59% | 35.28% | Fact Sheet |
| Cautious | 16.19% | 7.06% | 16.62% | -4.16% | 11.23% | 51.90% | Fact Sheet |
| Cautious / Moderate | 16.42% | 8.00% | 16.74% | -4.22% | 11.41% | 53.28% | Fact Sheet |
| Moderate | 17.05% | 9.99% | 17.73% | -4.24% | 11.68% | 59.18% | Fact Sheet |
| Moderate / Adventurous | 17.69% | 11.97% | 18.69% | -4.25% | 12.11% | 65.05% | Fact Sheet |
| Adventurous | 18.06% | 13.11% | 19.13% | -4.39% | 12.38% | 68.13% | Fact Sheet |
Note: The Prism 'Spectrum Blended Alpha Portfolios' were lunched in late 2023, and they represent a major development and enhancement of the Prism 'Spectrum Portfolio' range, as they offer improved risk and performance targeted solution designed to meet the changing needs and objectives of those consumers who engage our services.
The performance figures shown are actual back tested results which illustrate how the portfolio, with the same fund holdings would have performed over the last 5 years, had it been in existence since 2019.
Performance figures are after fund manager charges but do not include provider/platform or adviser charges. All performance data is sourced from Financial Express Analytics as at 30th March 2024.
| Performance Years ► | 2019 Discrete | 2020 Discrete | 2021 Discrete | 2022 Discrete | 2023 Discrete | 5 Year Cumulative | Fact Sheets |
| Very Defensive | 7.74% | 6.20% | 6.91% | -2.33% | 7.32% | 28.08% | Fact Sheet |
| Defensive | 10.74% | 6.90% | 10.76% | -3.29% | 7.75% | 35.12% | Fact Sheet |
| Cautious | 15.94% | 7.32% | 17.26% | -3.51% | 8.59% | 47.58% | Fact Sheet |
| Cautious / Moderate | 16.59% | 8.21% | 17.54% | -3.64% | 9.06% | 50.85% | Fact Sheet |
| Moderate | 17.72% | 9.91% | 18.22% | -3.94% | 9.58% | 56.62% | Fact Sheet |
| Moderate / Adventurous | 18.86% | 11.60% | 18.88% | -4.25% | 10.07% | 62.31% | Fact Sheet |
| Adventurous | 19.53% | 12.46% | 19.13% | -4.41% | 10.49% | 65.47% | Fact Sheet |
Note: The Prism 'Spectrum Blended Alpha Portfolios' were lunched in late 2023, and they represent a major development and enhancement of the Prism 'Spectrum Portfolio' range, as they offer improved risk and performance targeted solution designed to meet the changing needs and objectives of those consumers who engage our services.
The performance figures shown are actual back tested results which illustrate how the portfolio, with the same fund holdings would have performed over the last 5 years, had it been in existence since 2019.
Performance figures are after fund manager charges but do not include provider/platform or adviser charges. All performance data is sourced from Financial Express Analytics as at 30th March 2024.
| Performance Years ► | 2019 Discrete | 2020 Discrete | 2021 Discrete | 2022 Discrete | 2023 Discrete | 5 Year Cumulative | Fact Sheets |
| Very Defensive | 7.97% | 4.59% | 5.88% | -2.25% | 8.75% | 26.90% | Fact Sheet |
| Defensive | 11.19% | 5.51% | 9.63% | -2.98% | 10.02% | 36.29% | Fact Sheet |
| Cautious | 16.85% | 7.08% | 16.48% | -4.14% | 11.87% | 53.49% | Fact Sheet |
| Cautious / Moderate | 17.73% | 8.01% | 17.44% | -4.69% | 12.78% | 57.62% | Fact Sheet |
| Moderate | 19.46% | 9.45% | 19.36% | -5.48% | 14.58% | 65.62% | Fact Sheet |
| Moderate / Adventurous | 21.19% | 10.85% | 21.18% | -6.19% | 16.25% | 73.52% | Fact Sheet |
| Adventurous | 22.06% | 11.72% | 22.00% | -6.64% | 17.01% | 77.39% | Fact Sheet |
Note: The Prism 'Spectrum Blended Alpha Portfolios' were lunched in late 2023, and they represent a major development and enhancement of the Prism 'Spectrum Portfolio' range, as they offer improved risk and performance targeted solution designed to meet the changing needs and objectives of those consumers who engage our services.
The performance figures shown are actual back tested results which illustrate how the portfolio, with the same fund holdings would have performed over the last 5 years, had it been in existence since 2019.
Performance figures are after fund manager charges but do not include provider/platform or adviser charges. All performance data is sourced from Financial Express Analytics as at 30th March 2024.
Announcements
To get the most from your savings and investments, take advice, invest for the long term, diversify your portfolio and hold your nerve through the ups and downs of global markets. It works time after time.
Risk Warning: The value of your investments and any income you take from them can go down as well as up, and you may get back less than you invested. You should also note that past performance is not a reliable guide for future performance.
Get in Touch - 0191 461 9400
Independent Financial Advice, Tailored - Clear - Effective